Pet Insurance – HSMC Ohio http://hsmcohio.com/ Fri, 24 Sep 2021 09:25:55 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://hsmcohio.com/wp-content/uploads/2021/04/default-150x150.png Pet Insurance – HSMC Ohio http://hsmcohio.com/ 32 32 Harringtons is UK’s Most Googled Dog Food, Pet Business World UK Animal Trade News & Events https://hsmcohio.com/harringtons-is-uks-most-googled-dog-food-pet-business-world-uk-animal-trade-news-events/ https://hsmcohio.com/harringtons-is-uks-most-googled-dog-food-pet-business-world-uk-animal-trade-news-events/#respond Fri, 24 Sep 2021 07:47:04 +0000 https://hsmcohio.com/harringtons-is-uks-most-googled-dog-food-pet-business-world-uk-animal-trade-news-events/ Harrington is the UK’s most searched dog food brand on Google, with 274,000 searches per year. That’s what the pet insurance experts at money.co.uk are saying. Taking a list of over 60 brands of dog food from Pets at Home, the pet insurance website found the most googled dog food brands in the UK. Royal […]]]>

Harrington is the UK’s most searched dog food brand on Google, with 274,000 searches per year. That’s what the pet insurance experts at money.co.uk are saying.

Taking a list of over 60 brands of dog food from Pets at Home, the pet insurance website found the most googled dog food brands in the UK.

Royal Canin, with 259,000 searches per year, came in second in the survey, and the exclusive Pets at Home brand, Wainwright’s, took third place with 134,700 searches per year.

Pet insurance expert Salman Haqqi said, “With such a plethora of dog food brands, whether you have a dog with a sensitive stomach, a puppy, an older dog who needs more nutrients. or a puppy that needs a diet, there is a food option available to suit your canine companion.

“It’s no secret that owning a dog can be expensive and dog food is no exception. Before choosing a food that is right for your pet, be sure to factor in other costs, such as vet bills, pet insurance, doggy day care if needed, and extra treats. with which we like to spoil our dogs.

The 10 Most Popular Dog Food Brands:
1 Harrington 274,000 searches
2 Royal Canin 259,000
Wainwright’s 3,134,700
4 Ava 122 300
5 Chappie 108,400
6 Lily’s Kitchen 104 700
7 Beloved James 101 800
8 burns 97,500
9 Skinner 93,000
10 Grange des Arden 84 900


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How to travel safely with pets https://hsmcohio.com/how-to-travel-safely-with-pets/ https://hsmcohio.com/how-to-travel-safely-with-pets/#respond Thu, 23 Sep 2021 22:17:16 +0000 https://hsmcohio.com/how-to-travel-safely-with-pets/ In most cases, our fur babies are part of the family. When traveling, our pets can come, for the most part, if steps are taken to ensure their safety and comfort. You can’t just load the animal in the back of the car and take off. If you are not traveling in your vehicle, specific […]]]>

In most cases, our fur babies are part of the family. When traveling, our pets can come, for the most part, if steps are taken to ensure their safety and comfort. You can’t just load the animal in the back of the car and take off. If you are not traveling in your vehicle, specific measures should be taken before leaving. Always check the regulations of the areas you plan to visit, as they may have different rules and laws. Be prepared for anything when it comes to your pet.

  1. Veterinary-Take your pet to the vet and make sure all of their vaccines are up to date. Have them check your pet to make sure it is healthy and able to go on a trip. Sedatives aren’t recommended in most cases, so discuss ways to keep your furry friend calm and happy. Remember, within 10 days of travel, you need a statement from your licensed veterinarian that your pet is healthy and safe for travel. Even if you are traveling to your country, get this statement to make sure that if someone is checking your papers, you also have one for your traveling companion.
  2. Identification-The American Society for the Prevention of Cruelty to Animals (ASPCA) says you should never travel anywhere unless your pet is microchipped and the collar has up-to-date tags. The name of the animal, your name and your cell phone number must be printed on the name tag. You should also make sure that labels are present indicating that vaccinations and rabies vaccines are up to date. You can even consider a temporary label showing your destination information. This will allow your pet to be returned if it gets lost for any reason.
  3. Assurance-It is always a good idea to purchase pet insurance when traveling. If you are not familiar with this type of insurance, it is like your health insurance policy but designed for your fur baby. There are several levels of protection you can get for them. Basically, the policy is designed to reimburse you for eligible payments that you may have to pay out of pocket if your pet becomes ill or injured while traveling.
  4. Checkout-Regardless of how you travel (car, plane, bus, plane, etc.), an approved crate or carrier must be used. Your pet should be able to stand, sit, lie down and turn around when inside. Keep the door closed, but not locked, and display your information clearly on it. If you are not traveling in your vehicle, also display a photo of your pet and write a sign that says “Live Animal” so that anyone handling the crate understands that they need to be extra careful.
  5. Travel Kit-Your pet will need to be able to stay calm while traveling. Make sure they have plenty of food with them (never feed them in a moving vehicle), bottled water, toys, and maybe a blanket with the smell of the house on it. If you are traveling by car, make plenty of rest areas. If you are traveling otherwise, stick a small amount of dog food inside the crate so that those in charge of loading and unloading can feed them if necessary. As for the water, prepare a bowl filled with frozen liquid. By the time your pet is loaded and seated, the ice will have melted into water.

Traveling with your pet can be easy and enjoyable if you prepare in advance. You plan for all your needs and cover all your concerns, before you go. Your furry baby is no different. Be prepared for the trip and it will run smoothly and safely for you and your pet.

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North Park neighbors give injured dog a second chance https://hsmcohio.com/north-park-neighbors-give-injured-dog-a-second-chance/ https://hsmcohio.com/north-park-neighbors-give-injured-dog-a-second-chance/#respond Thu, 23 Sep 2021 03:31:00 +0000 https://hsmcohio.com/north-park-neighbors-give-injured-dog-a-second-chance/ SAN DIEGO (KGTV) – “I missed you bubba.” These are the words of Emma Niting, the dog owner who found her beloved Levee, all thanks to her neighbors. Levee is a two and a half year old husky who has found his forever home with Emma. This week, a hit and run accident left him […]]]>

SAN DIEGO (KGTV) – “I missed you bubba.” These are the words of Emma Niting, the dog owner who found her beloved Levee, all thanks to her neighbors.

Levee is a two and a half year old husky who has found his forever home with Emma. This week, a hit and run accident left him in the worst circumstances.

But thanks to some of his neighbors in North Park, Levee got a second chance.

“He hops and looks at me, and I think,” Emma remembers. “I think it’s my dog.”

Emma remembers the time she first met her Levee. It was a week ago at the San Diego Humane Society. She said instantly, she knew he was hers.

Emma had just moved to San Diego, and for Levee’s entire first week in her new home, they were inseparable. However on Sunday that all changed, when she went for a walk with Levee just before bed.

“My heart just fell because he wasn’t on a leash,” Emma shares tearfully, “and it was my fault because he was just a happy guy, he just wants to run, and then I just see him going down the street, and I can see the lights coming on.

It is a hit and run accident that seriously injured Levee. It is thanks to neighbors like Jordan Waechter who rushed to help. Along with others, she slowly propped Levee onto the top of a plastic crate and rushed Emma and her puppy to the specialist veterinary hospital.

“To be so close and forthright with such an extreme situation, there is of course a personal connection that I also feel now, Levy and Emma,” Jordan expresses, “and with our community.”

Levee eventually had to lose his left leg and suffered a large abrasion on his lower body. Without pet insurance, the cost was around $ 8,500. It was a cost that the neighbors slowly took over.

“It’s so humiliating to be in a place where you need help,” Emma shares tearfully, “I had really done my research before I got a dog and made sure everything that he needed, I would be able to provide it. And I just never expected that.

The total as of Wednesday afternoon was over $ 7,000. All thanks to strangers who showed up when they didn’t have to.

“It’s a really unfortunate event that has happened,” says Jordan. “But in life, when things are going, is this how we unite?” “

A community that raises funds, to ensure that Levee and her owner have years of love and hugs to come.

“It’s my responsibility and I was going to figure it out somehow and the fact that we really don’t have to worry,” Emma points out, “it just lets me focus on him and be more present with him. “

“I think it goes without saying,” says Jordan, “that’s really what the community is”

Emma says she expects Levee to be back and perform in a few weeks.

Levee’s GoFundMe page can be found here.


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Size, share and major providers of the pet insurance market – Petplan UK (Allianz); At national scale ; Trupanion; Petplan North America (Allianz); Hartville Group; Pet health; Petfirst; To kiss; Alliance Royale et Soleil (RSA); Hotline group. https://hsmcohio.com/size-share-and-major-providers-of-the-pet-insurance-market-petplan-uk-allianz-at-national-scale-trupanion-petplan-north-america-allianz-hartville-group-pet-health-petfirst-to-kis/ https://hsmcohio.com/size-share-and-major-providers-of-the-pet-insurance-market-petplan-uk-allianz-at-national-scale-trupanion-petplan-north-america-allianz-hartville-group-pet-health-petfirst-to-kis/#respond Wed, 22 Sep 2021 17:25:45 +0000 https://hsmcohio.com/size-share-and-major-providers-of-the-pet-insurance-market-petplan-uk-allianz-at-national-scale-trupanion-petplan-north-america-allianz-hartville-group-pet-health-petfirst-to-kis/ Sample download request Need for customization Price and purchase options New Jersey, United States, – The last report, Pet Insurance Market Size 2021, by manufacturer, region, types and application, forecast till 2028 is analyzed and studied on the basis of comprehensive analysis of the global market. The report focuses on the key aspects related to […]]]>

New Jersey, United States, – The last report, Pet Insurance Market Size 2021, by manufacturer, region, types and application, forecast till 2028 is analyzed and studied on the basis of comprehensive analysis of the global market. The report focuses on the key aspects related to the market including market segmentation, geographic segmentation, market dynamics, and other market growth factors. The report contains the detailed analysis of the distinct industrial growth strategies, which helps to determine the dominant segments and to know the various factors. The scope of various segments and applications that could potentially affect the pet insurance market in the future has been analyzed in more detail in the report.

The report provides a comprehensive market analysis and includes information, facts, historical data, and industry validated market data. The research report contains analysis and information by pet insurance market segments such as regions, applications, and industry with major players in mind. The report is a detailed guide to understanding various factors that play an important role in the course of growth. It contains internationally recognized guidelines for market assessment which play an important role in the dissemination of information.

The global pet insurance market was valued at $ 3.68 billion in 2019 and is expected to reach $ 11.84 billion by 2027, growing at a CAGR of 15.65% from 2020 to 2027.

The report has conducted extensive research on the market segments and sub-segments and clarified which market segment will dominate the market during the forecast period. To assist clients in making informed decisions about company investment plans and strategies in the Pet Insurance market, the report involves in-depth information on regional market performance and competitive analysis.

The report covers an in-depth analysis of the major market players in the market, along with their business overview, expansion plans, and strategies. The major players studied in the report include:

Petplan UK (Allianz); At national scale ; Trupanion; Petplan North America (Allianz); Hartville Group; Pet health; Petfirst; To kiss; Alliance Royale et Soleil (RSA); Hotline group.

Pet insurance market segmentation

Pet Insurance Market by Product

• Accident and illness

• Accident only

Pet Insurance Market By Animal Type

• Dogs

• Cats

Pet Insurance Market by Sales Channel

• Broker

• Agency

Scope of Pet Insurance Market Report

Report attribute Details
Market size available for years 2021 – 2028
Reference year considered 2021
Historical data 2015 – 2020
Forecast period 2021 – 2028
Quantitative units Revenue in millions of USD and CAGR from 2021 to 2028
Covered segments Types, applications, end users, etc.
Cover of the report Revenue forecast, company ranking, competitive landscape, growth factors and trends
Regional scope North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
Scope of customization Free customization of the report (equivalent to 8 working days for analysts) with purchase. Add or change the scope of country, region and segment.
Price and purchase options Take advantage of personalized shopping options to meet your exact research needs. Explore purchasing options

Geographic segment covered in the report:

The Pet Insurance report provides information about the market area, which is further subdivided into sub-regions and countries / regions. In addition to the market share in each country and sub-region, this chapter of this report also contains information on profit opportunities. This chapter of the report mentions the market share and growth rate of each region, country and sub-region during the estimated period.

  • The Middle East and Africa (GCC countries and Egypt)
  • North America (United States, Mexico and Canada)
  • South America (Brazil etc …)
  • Europe (Turkey, Germany, Russia UK, Italy, France, etc.)
  • Asia Pacific (Vietnam, China, Malaysia, Japan, Philippines, Korea, Thailand, India, Indonesia and Australia)

Key questions answered in the report:

  • Who are the major global players in this pet insurance market?
  • What is their company profile, their product information, their contact details?
  • What was the global market status of the market?
  • What was the capacity, production value, cost and profit of the market?
  • What are the projections of the global industry taking into account the capacity, output and production value?
  • What will the cost and profit estimate be?
  • What will be the market share, supply and consumption?
  • What is the market chain analysis by upstream commodity and downstream industry?
  • What are the market dynamics of the market?
  • What are the challenges and opportunities?
  • What should be the entry strategies, the countermeasures to the economic impact, the marketing channels for the industry?

Visualize the Pet Insurance Market Using Verified Market Intelligence: –

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VMI provides a holistic overview and global competitive landscape with regard to region, country and segment as well as the major players in your market. Present your market report and findings with a built-in presentation function, saving over 70% of your time and resources for investor arguments, sales and marketing, R&D and product development. VMI enables data delivery in interactive Excel and PDF formats with over 15+ key market indicators for your market.

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Our research studies help our clients make superior data-driven decisions, understand market forecasts, capitalize on future opportunities, and optimize efficiency by working as a partner to deliver accurate and valuable information. The industries we cover cover a broad spectrum including technology, chemicals, manufacturing, energy, food and beverage, automotive, robotics, packaging, construction, mining and gas. Etc.

At Verified Market Research, we help understand the holistic factors indicating the market and most current and future market trends. Our analysts, with their deep expertise in data collection and governance, use industry techniques to gather and examine data at all stages. They are trained to combine modern data collection techniques, superior research methodology, subject matter expertise, and years of collective experience to produce informative and accurate research.

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3 stocks to buy instead of Robinhood markets https://hsmcohio.com/3-stocks-to-buy-instead-of-robinhood-markets/ https://hsmcohio.com/3-stocks-to-buy-instead-of-robinhood-markets/#respond Tue, 21 Sep 2021 23:06:00 +0000 https://hsmcohio.com/3-stocks-to-buy-instead-of-robinhood-markets/ Robinhood Markets (NASDAQ: HOOD) is helping a new generation of young investors get started in wealth creation, but the “gamification” of its application could be problematic. Instead of Robinhood, Motley Fool contributors Jason Hall, Toby Bordelon, and Nicholas Rossolillo discuss three other fintech stocks they love about it. Motley Fool Live Segment “The 5” recorded […]]]>

Robinhood Markets (NASDAQ: HOOD) is helping a new generation of young investors get started in wealth creation, but the “gamification” of its application could be problematic. Instead of Robinhood, Motley Fool contributors Jason Hall, Toby Bordelon, and Nicholas Rossolillo discuss three other fintech stocks they love about it. Motley Fool Live Segment “The 5” recorded on September 15.

Jason Hall: Toby dropped this one down here. It’s all over the financial media today, Robinhood’s College Tour. The company is running a marketing campaign, targeting students, and they are probably getting more free advertising money right now and all the articles written about it than they are actually going to spend on doing so. But what they are doing is they go to colleges whose directors and representatives go to community colleges and universities across the country. If you sign up with your college email address, you get $ 15 credits and they’ll get you a big giveaway. Guys, I have to admit, man. It reminds me of the 90s on college campuses and there’s the booth setup and it’s the credit card companies. It’s so predatory, and it’s probably totally unfair for me to think about it, isn’t it? Because they do what we say people should do. Getting people to invest as young as possible is good. I’m just struggling with the gamification of their app. I’m afraid young people will get burned because they are going to start trading and not investing and then they are going to swear to give up stocks, and that’s what I hate about it. But I think I just have to get over it here. Maybe, Toby, what do you think? Remember, getting your freshman college booths by credit card?

Toby Bordelon: I do. It’s the first thing I thought about when I saw the story like you. I’m like, oh my god, this brings me back. But yes, I am falling on the same side as you. I mean, I love that people are interested in investing. I think we all would have been better off instead of those booths with the credit card. It was a booth like signing up to Schwab or any brokerage firm, but yeah, I don’t know.

Room: Toby, I think the problem is you and me. I think it’s us. I don’t think it’s Robinhood here.

Bordeaux: It’s possible. When I think about investing, I’m not sure Robinhood’s goal is to get people to invest. I think the goal is to get people to trade as much as possible, and that’s something that has flaws.

Room: Well if you think about their business model that’s what determines their income. This is the key. Well, here’s a question I want to answer. Nick, I’m actually going to ask you to go here first. I don’t even want to talk about Robinhood anymore. What is your favorite FinTech stock to hold for the long term?

Nicolas Rossolillo: Okay, not Robinhood. Square (NYSE: SQ). I like Carré. They have all the tools a small business or consumer would need in one app. The After payment The acquisition is making headlines, but they’ve also made a few other pretty interesting acquisitions recently. They have the tax preparation stuff they got from Credit Karma. They made it clear that they wanted to be part of the designer economy when they got a controlling stake in Tidal. I’m going to piggyback on Robinhood’s conversation anyway. I think Square does something similar with Bitcoin (CRYPTO: BTC). It’s a fantastic marketing tool to get people to the Cash App trading Bitcoin, and from there they can sell the services that actually generate revenue and profit for Square if they can just integrate them into the Cash app. due to the possibility of buying and selling Bitcoin. These tech companies are good not only at marketing, but also at the psychology behind it. It’s just how they catch customers, and I think it comes down to whether the way they do it is harmful or is it a healthy product that they sell to their users. In the case of Robinhood and getting people interested in investing and Square getting people interested in finance as well, they also have the stock trading platform there. I like the business for the long haul.

Room: At the risk of angering our overlords, include a comment on Motley Fool marketing here. [laughs] Toby, what’s your favorite FinTech stock?

Bordeaux: FinTech. I’ll go a little deeper here when you need to find some FinTech, but I’ll go with it Intuit (NASDAQ: INTU). Intuit is, I think, a company that I like right now. Now you might think of them as these are the people who make TurboTax. They do. They owned Quicken and they derived it, but now they’re back in the consumer space. Intuit owns Mint, which is a favorite app for millennials. It is a consumer credit application.

Room: I love it, I use it all the time.

Bordeaux: Yeah, Mint is awesome. They just bought Credit Karma, which is a nice little solution for them to grow on the consumer side.

Room: I am on Credit Karma once a month.

Bordeaux: Here is.

Room: I’m not young either, but yes.

Bordeaux: Yeah, you’re not young, but you’re young.

Room: I’ll take it.

Bordeaux: Yes. Then on the business side, of course, they have QuickBooks. Just a few days ago, they announced the acquisition, like the company name, of Mailchimp.

Room: Yes, Mailchimp. Twelve billion dollars, right?

Bordeaux: Yeah, it’s 12 billion, big acquisition. This is the biggest acquisition ever. But Mailchimp they’re probably going to strengthen their small business side, but a great business and if you go to their website the tagline you’ll see is “Overcome Your Financial Challenges”. So using technology to help people with financial problems, come up with solutions to financial problems. A very different company than it was 20 years ago. But it’s worth taking a look.

Room: Yeah, I think you’re right, because you threw out a bunch of names that are well known. This younger app ecosystem that people are very familiar with, but Intuit is just a heavy name that people don’t know has so many of these big brands. i will go with Lemonade (NYSE: LMND). So you’re talking about heavy industry, which doesn’t get much heavier than insurance. It’s as old as people who have assets they fear losing is finding someone with money who would be willing to replace them. Lemonade disrupts this in several different ways, for example by targeting financial incentives. I think it’s really interesting, isn’t it, to better align policyholders with insurers. Basically have a take rate and say, OK, that’s the money we’re going to take. It’s ours, we’ll use the rest to cover the underwriting and we’ll use reinsurers, a combination of those two things. And then whatever is left at the end of the year, hey customers, just tell us your favorite charities and we’re going to split it up and we’re going to give all that money that’s left over to charities. By not creating a floating model and the incentives not to pay customer complaints, you immediately improve their customer relationship as a customer. Your ability to pay claims faster is improved because the incentives are changed. As a client I want to be a little more honest because I said Wildlife Fund is my charity. If I’m lying about a claim I’m taking money from my charity, I know I’m doing something immoral that’s going to hurt a charity I believe in. It is therefore important to realign these incentives. They talk a lot about using AI and tech, I think that’s part of it, but I really think the killer app here is realigning the incentives. I don’t think this gets enough credit. You think of some of the growth rates, their customer base increasing by around 50% year over year, applying premiums over 90%, premium per customer up to 29%. So you start to talk about income retention rates. So it’s kind of their equivalent there, it’s really good. Starting with pet insurance, renter’s insurance spreading over time, adding the automobile, adding the owners. You therefore think of starting with the relationship with the young adult, with basic insurance needs. As their needs increase over time, as their financial lives get more complicated, you have kids, you buy a house, all we do, creating a sticky ecosystem and changing the incentives for people to enjoy their company. insurance instead of hating them. that I think is really potent and that’s why I love lemonade.

This article represents the opinion of the author, who may disagree with the “official” recommendation position of a premium Motley Fool consulting service. We are heterogeneous! Challenging an investment thesis – even one of our own – helps us all to think critically about investing and make decisions that help us become smarter, happier, and richer.


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3 unstoppable growth stocks to invest $ 500 in right now https://hsmcohio.com/3-unstoppable-growth-stocks-to-invest-500-in-right-now/ https://hsmcohio.com/3-unstoppable-growth-stocks-to-invest-500-in-right-now/#respond Tue, 21 Sep 2021 09:55:00 +0000 https://hsmcohio.com/3-unstoppable-growth-stocks-to-invest-500-in-right-now/ “The trend is your friend.” You’ve probably heard the adage of investing before. It is generally used in reference to the purchase of stocks in a definite upward phase. However, there is an even more important application of the saying for long term investors. Some broader trends that are unrelated to a stock chart nonetheless […]]]>

“The trend is your friend.”

You’ve probably heard the adage of investing before. It is generally used in reference to the purchase of stocks in a definite upward phase.

However, there is an even more important application of the saying for long term investors. Some broader trends that are unrelated to a stock chart nonetheless have the potential to create massive tailwinds for certain stocks.

Identifying such trends and buying stocks of the corresponding market leaders offers an opportunity to realize significant returns over time. Here are three unstoppable growth stocks to invest $ 500 in right now.

Image source: Getty Images.

1. Nvidia

Arguably, no trend could affect our world as much as the adoption of artificial intelligence (AI). Technology is already becoming ubiquitous in businesses and homes. Nvidia (NASDAQ: NVDA) ranks among the best AI stocks you can buy right now.

Nvidia’s graphics processing units (GPUs) are widely used in data centers to power AI applications. The company generated $ 2.37 billion in data center revenue in the second quarter, or about 36% of its total revenue. Its momentum in this area could accelerate.

Another AI application is not yet a huge source of revenue for Nvidia. However, it could be the next big thing for the business. Nvidia reported second-quarter sales of $ 152 million for its automotive unit, which is developing AI technology for autonomous vehicles. The autonomous driving market is still in its infancy. Look for Nvidia’s automotive platform to become a much bigger engine of growth over the next few years.

Of course, gaming is the main trend that has fueled Nvidia’s remarkable rise. The next frontier of gaming for the company could be the Omniverse, a virtual reality metaverse that goes beyond gaming. Nvidia CEO Jensen Huang recently predicted that the Omniverse and the Metaverse would be “news. economy larger than our current economy “. And Nvidia is well positioned to be a leader in this area.

2. Square

Another important trend that continues to gain momentum is the adoption of digital payments. Several companies are and will benefit from this trend. You can put Square (NYSE: SQ) high on the list.

For years, Square was best known for its ecosystem of sellers. The company’s payment processing platform is particularly popular with small businesses. Square, however, has steadily made inroads with large corporations. It has also broadened its offering for sellers to the point that its ecosystem is very sticky.

Today Square is equally well known for Cash App. The fast growing platform supports money transfer as well as stock purchase and Bitcoin. In the second quarter, Cash App generated almost as much gross margin for Square as its ecosystem of sellers.

The stock can seem very expensive, with stocks trading at 119 times expected earnings. However, Square’s desirability is well worth the price. The company is targeting a $ 160 billion market. Its current market capitalization is less than $ 120 billion.

3. Trupanion

There’s another trend that you might not hear as much about. The possession of domestic animals is increasing. The COVID-19 pandemic provides an additional catalyst as more people are working from home (and may spend more time with their pets). One of the main beneficiaries of this trend is Trupanion (NASDAQ: TRUP).

Trupanion ranks among the leading providers of medical insurance for cats and dogs in North America. The company insures more than one million pets in the United States and Canada.

Other companies are also competing in the pet insurance market. However, Trupanion has a big competitive advantage with its software which supports payment to vets within minutes of payment.

Currently, only about 1% of pets in the United States and 2% of pets in Canada are covered by insurance. Market penetration is much higher in Europe. As the North American market grows, Trupanion is expected to be a big winner.

This article represents the opinion of the author, who may disagree with the “official” recommendation position of a premium Motley Fool consulting service. We are heterogeneous! Questioning an investment thesis – even one of our own – helps us all to think critically about investing and make decisions that help us become smarter, happier, and richer.


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Residents urged to beware of puppy scams, with 30 Flagler cases since 2020 https://hsmcohio.com/residents-urged-to-beware-of-puppy-scams-with-30-flagler-cases-since-2020/ https://hsmcohio.com/residents-urged-to-beware-of-puppy-scams-with-30-flagler-cases-since-2020/#respond Mon, 20 Sep 2021 16:57:39 +0000 https://hsmcohio.com/residents-urged-to-beware-of-puppy-scams-with-30-flagler-cases-since-2020/ The Flagler County Sheriff’s Office has received dozens of complaints about puppy scams across the county. As of 2020, there have been 10 cases reported to the FCSO and 20 cases reported to the Flagler Beach Police Department. In an effort to raise awareness of these scams and educate the community on preventative measures, FCSO […]]]>

The Flagler County Sheriff’s Office has received dozens of complaints about puppy scams across the county. As of 2020, there have been 10 cases reported to the FCSO and 20 cases reported to the Flagler Beach Police Department.

In an effort to raise awareness of these scams and educate the community on preventative measures, FCSO and FBPD have teamed up to provide residents of Flagler County how to verify a legitimate business and how to protect yourself and your family from a scam.

In recent cases, victims have responded to advertisements on sites like Craigslist and social media platforms. Victims show interest in a puppy for sale, move through the puppy reservation process, put down a deposit or the full amount – and the seller disappears.

There are a number of red flags you should be aware of to help you avoid becoming a victim:

  • The seller prefers to manage the communication only by e-mail and not by phone.
  • Photos of dogs posted or shared with potential buyers are archival photos. Photos and descriptions of the animal can be found on several websites.
  • Non-traditional payment requests, where the seller requests a money transfer or gift card payment.
  • The price is too good to be true.

Recent cases also included fraudulent documents from the American Kennel Club in which the seller claimed the puppies were AKC certified. Animals registered by the AKC will always be listed through the AKC. AKC certification can be verified by calling 919-233-9767, where interested parties can also see if there are any complaints filed against the seller. You can also visit www.akc.org

Legitimate breeders are required by law to adhere to the minimum standards of humane care and treatment of animals established by the Animal Welfare Act and enforced by the USDA Animal and Plant Health Inspection Services. .

When looking for a furry companion to add to your family, here are some tips for checking the legitimacy of the person relocating or selling the animal:

  • Ask for several photos of the animal, including poses with specific objects such as a recent newspaper or a tennis ball, to make sure the animal is real.
  • Ask for the phone number of the person selling / relocating the animal and the name of the veterinary clinic where the animal was seen. If the seller does not give the number or if it is not a US number, it is probably a scam. If you are provided with phone numbers, call back and ask questions.
  • If the seller says it’s in a particular condition and asks you to send money somewhere else, including another country, avoid it.
  • If the person is claiming to be a breeder or a rescue organization, ask for registration information. (All legitimate businesses and non-profit organizations will be registered with SunBiz and the Department of Agriculture). You can check at: https://dos.myflorida.com/sunbiz/search/
  • Never pay cash by money order or Western Union. Always use a credit card in case you need to dispute a charge.
  • Be skeptical if the seller adds “extra charges” such as fees for vet visits, a different fund, travel expenses, pet insurance, etc. Pet insurance is NOT required for a pet to travel.
  • Don’t trust a salesperson who insists the sale happen quickly because they are moving, need to relocate the animal immediately, or say the puppy can be hurt if not caught. in right time.
  • Do your research to get an idea of ​​the breed you are looking for, the vendor, agency, organization or rescue you select, and make sure you understand what that entails in the cost.

“With the recent incidents of scammers finding new ways to steal money from residents, we want to make sure Flagler County residents are aware of these scams and how to protect themselves,” Sheriff said. Rick Staly. “It saddens me to see people sink to this level by using animals to make quick money. Be vigilant and vigilant, report any suspicious activity, and do your research when adding a new pet to your family. We have some great local organizations that can help you adopt a pet, like the Flagler Humane Society, so if you are considering adopting, be sure to select a reputable organization or person.

If you are looking to add a four-legged companion to your family, please consider adopting them from a local rescue organization or shelter.

See PSA Scam Puppy here: https://youtu.be/jQcVzJiX6kM

Other resources:

BBB (www.bbb.org)

AKC (919-233-9767)

USDA Licensed Breeders (Public Animal Care Research Tool www.aphis.usda.gov)

Report a scam: www.petscams.com

Federal Trade Commission (FTC): reportfraud.ftc.gov


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New Pumpkin Survey Reveals Major Gaps Between Perception And Reality Of Dog Ownership Costs https://hsmcohio.com/new-pumpkin-survey-reveals-major-gaps-between-perception-and-reality-of-dog-ownership-costs/ https://hsmcohio.com/new-pumpkin-survey-reveals-major-gaps-between-perception-and-reality-of-dog-ownership-costs/#respond Mon, 20 Sep 2021 12:38:00 +0000 https://hsmcohio.com/new-pumpkin-survey-reveals-major-gaps-between-perception-and-reality-of-dog-ownership-costs/ NEW YORK, September 20, 2021 / PRNewswire / – To kick off National Pet Insurance Month, Pumpkin, a provider of pet insurance and welfare, has released a new survey examining misconceptions about the costs of dog ownership. Over a thousand dog owners nationwide have shown that pet parents have an extremely distorted view of the […]]]>

NEW YORK, September 20, 2021 / PRNewswire / – To kick off National Pet Insurance Month, Pumpkin, a provider of pet insurance and welfare, has released a new survey examining misconceptions about the costs of dog ownership. Over a thousand dog owners nationwide have shown that pet parents have an extremely distorted view of the costs of veterinary care and are very poorly prepared for costly dog ​​emergencies.

Since the start of the pandemic, a whopping 93% of respondents took their dog to the vet and almost half (45%) of dogs had a serious accident or illness requiring a visit to the vet. Despite the high and necessary reliance on veterinary care, many owners struggle to meet the financial demands of their pets’ health needs. Some of the survey results include:

  • 82% of respondents underestimated the lifetime veterinary costs associated with owning a dog.
  • 44% couldn’t afford an unexpected bill $ 1,000 but 15% of dog owners report having had a veterinary bill of more than $ 1,000 in the past 18 months.
  • 39% delayed the visit to the vet for fear of the cost.
  • For those who delayed a vet visit, 87% do not have pet insurance and 60% would not be able to pay a vet bill out of pocket. $ 1,000.
  • Of those who had an accident or serious illness in the past 18 months, only 22% had pet insurance.
  • Of those who prefer to deal with unforeseen emergency vet costs as they arise, 93% underestimated the cost of vet care.

Dogs are important members of the family, like children to many, and deserve the best possible care so that they can live happy and healthy lives. The American Veterinary Medical Association (AVMA) Guidelines for responsible pet ownership, emphasizes the financial obligation of owners for the care of their pets and that, without a doubt, providing your pet with proper health care throughout its life is a fundamental part of being a good pet parent. company.

With the information from this survey, Pumpkin aims to help pet parents take the best possible care of their puppies so that all dogs can live safe, happy and healthy lives. For more information on the survey results, visit pumpkin.care/blog/cost-of-dog-care/.

About the pumpkin[1]
Pumpkin Insurance Services Inc. (Pumpkin) is a pet care company and producer of consumer direct insurance. Pumpkin insurance plans offer dog and cat owners advanced veterinary coverage for accidents and illnesses, and their optional non-insurance Preventive Essentials add-on provides prevention of life-threatening illnesses by reimbursing vaccines and the annual wellness examination and associated laboratory tests, helping consumers to make data-driven care decisions based on their pet’s health needs. All Pumpkin plans provide reimbursement for covered care administered by any licensed veterinary clinic in the United States and Canada. Pumpkin insurance policies do not cover pre-existing conditions. Pumpkin insurance does not cover routine dental cleaning. Waiting periods, annual deductibles, coinsurance, benefit limits and other exclusions may apply. For all limitations and for more information on Pumpkin’s pet insurance, and / or to learn more about the optional add-on benefits of Pumpkin’s Preventive Essentials, visitors can review the terms and conditions at pumpkin.care/ insurance policy and on pumpkin.care/customer agreement, respectively. . Additional information can be found by visiting www.pumpkin.care.

[1] Pumpkin Insurance Services Inc. (NPN # 19084749) (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company (NAIC # 21113. Morristown, New Jersey), a Crum & Forster company and produced by Pumpkin. Pumpkin receives compensation based on the premiums of the insurance policies it sells. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional additional benefit unrelated to insurance. Pumpkin is responsible for the product and the administration. Pumpkin Preventive Essentials is not available in all states.

Methodology
This survey was conducted by Pumpkin via SurveyMonkey with a sample of 1,356 dog owners respondents nationwide from August 17, 2021- August 21, 2021.

Media contact:
Brittany Gbur
215-983-9075
[email protected]

SOURCE Pumpkin Pet Insurance


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What to watch out for https://hsmcohio.com/what-to-watch-out-for/ https://hsmcohio.com/what-to-watch-out-for/#respond Sun, 19 Sep 2021 16:25:30 +0000 https://hsmcohio.com/what-to-watch-out-for/ Florida Sheriff’s Office warns of puppy scams The victims responded to the ads and gave the sellers a deposit or money up front, and then they disappear, MPs said. FLAGLER COUNTY, FL – Florida Sheriff’s Office is warning residents of puppy scams. They outline what to look out for and some other tips for adding […]]]>

Florida Sheriff’s Office is warning residents of puppy scams. They outline what to look out for and some other tips for adding a furry companion to the family.

The Flagler County Sheriff’s Office said it has received dozens of complaints about puppy-related scams across the county.

In recent cases, they said victims responded to advertisements on sites like Craigslist and social media platforms. The victims showed interest in a puppy for sale and went to reserve the puppy with a deposit or the full amount. At this point, the seller disappears.

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The Flagler County Sheriff’s Office and Flagler Beach Police Department are teaming up to educate the community on preventative measures, including teaching residents how to verify a legitimate business and how to protect yourself and your family from harm. scam.

There are a number of red flags that they said you should watch out for:

  • “The seller prefers to manage the communication only by e-mail and not by phone.”
  • “Photos posted of the dogs or shared with potential buyers are archival photos. Photos and descriptions of the animal can be found on several websites.”
  • “Non-traditional payment requests, where the seller requests a money transfer or gift card payment.”
  • “The price is too good to be true.”

Other recent cases have also reportedly included fraudulent American Kennel Club (AKC) documents in which the seller claimed the puppies were AKC certified. However, animals registered by KC will always be listed through the AKC. AKC certification can also be verified by calling 919-233-9767 or visiting www.akc.org.

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The Flagler County Sheriff’s Office and Flagler Beach Police Department have also provided the following tips when finding a puppy or dog to add to the family:

  • “Ask for several photos of the animal, including poses with specific objects such as a recent newspaper or a tennis ball, to make sure the animal is real.”
  • “Ask for a phone number for the person selling / re-welcoming the animal and the name of the veterinary clinic where the animal was seen. If the seller does not give the number or it is not a US number , then it’s probably a scam! If you are given phone numbers, remember and ask questions. “
  • “If the seller says it’s in a specific condition and asks you to send money somewhere else, especially to another country, avoid it.”
  • “If the person is claiming to be a breeder or a rescue organization, ask for registration information. (All legitimate businesses and non-profit organizations will be registered with SunBiz and the Department of Agriculture). You can check at: https: //dos.myflorida .com / sunbiz / search / “
  • “Never pay cash by money order or Western Union. Always use a credit card in case you need to dispute a charge.”
  • “Be skeptical if the seller adds” extra charges “such as fees for vet visits, a different fund, travel expenses, pet insurance, etc. Pet insurance is NOT required for a pet to travel. “
  • “Don’t trust a salesperson pressuring for the sale to happen quickly because of their move, the need to rehouse the animal immediately, or the claim that the puppy can be hurt if not. not taken in a timely manner. “
  • “Do your research to get an idea of ​​the breed you are looking for, the vendor, agency, organization or rescue you select, and make sure you understand what that comes with the cost.”

Flagler County Sheriff Rick Staly added, “It saddens me to see people fall into this level of animal use to make quick money. some large local organizations that can help you adopt a pet, like the Flagler Humane Society, so if you are considering adopting, be sure to select a reputable organization or person.

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As of 2020, law enforcement has said ten cases of puppy fraud have been reported to the Flagler County Sheriff’s Office and 20 more to the Flagler Beach Police Department.

Watch FOX 35 Orlando for the latest news from Central Florida.


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How to get treatment for your sick pet with the FirstVet veterinary video service https://hsmcohio.com/how-to-get-treatment-for-your-sick-pet-with-the-firstvet-veterinary-video-service/ https://hsmcohio.com/how-to-get-treatment-for-your-sick-pet-with-the-firstvet-veterinary-video-service/#respond Sat, 18 Sep 2021 20:00:00 +0000 https://hsmcohio.com/how-to-get-treatment-for-your-sick-pet-with-the-firstvet-veterinary-video-service/ Whether you own a cat, dog, or something more exotic, chances are you’ll need to see a vet at some point. Even with the best care in the world, our animal friends can still get sick or injured, and it is our responsibility as caregivers to make sure they get the help they need. Thanks […]]]>

Whether you own a cat, dog, or something more exotic, chances are you’ll need to see a vet at some point. Even with the best care in the world, our animal friends can still get sick or injured, and it is our responsibility as caregivers to make sure they get the help they need.

Thanks to the internet, talking to a professional veterinarian has never been easier, and with an app like FirstVet, you can have an online consultation with a fully qualified veterinarian without even leaving your home.

What is FirstVet?

FirstVet Online Veterinarian

FirstVet is an independent digital veterinary service that provides online video consultations to pet owners seeking advice or support. You can use it in the US, UK, Germany, Sweden, Norway, Finland, and Denmark, and the service is available 24/7.

Although you can use FirstVet on your computer, the service is best used through the FirstVet app which is available for Android and iPhone.

To download: FirstVet for Android | iOS (Free, payment for consultations may be required)

How does FirstVet work?

Before you can start using FirstVet, you need to create an account. To do this, download the application and then register your animal. If you have purchased pet insurance from one of FirstVet’s insurance partners, your video calls with FirstVet are free.

When you need to make an appointment with FirstVet, just open the app and tap Book a video call.

Next, select the animal you are booking an appointment for, then choose whether you want to speak to a FirstVet vet for health advice or a behaviorist who can discuss things like barking, dog training methods or aggression.

On the next screen, you will see all available appointment times and which vet takes each session. To book a video consultation, select the appointment you want, then describe your pet’s symptoms and attach pictures if they can help your vet during your consultation.

If you are going to attach pictures to your notes, try to make sure they were taken in a well-lit area using the correct camera settings and provide a few different angles.

You will receive an SMS a few minutes before the start of your online consultation. You just have to reconnect to the application to start the call.

Once you have spoken with the vet, they will send you a follow-up email with all the notes taken during the session and their recommendations. If the online vet feels that your pet needs to be seen in person, they will forward these notes to your local vet and encourage you to make an in-person appointment.

Can FirstVet prescribe medication?

Prescription drugs can only be prescribed for your pet if it has been seen in person. This means that FirstVet cannot directly prescribe medication.

Fortunately, most straightforward cases can be resolved without a prescription, but if a FirstVet vet thinks your pet needs a prescription, they’ll refer you to your local vet with a full medical record of the consultation along with suggested treatment. .

Because FirstVet cannot prescribe medication and is a completely virtual service, it is best to use it for minor cases or general advice. In these cases, FirstVet can reassure you or help you care for your pet at home. If your pet is seriously injured or very ill, it is best to immediately make an emergency appointment with your local veterinarian.

How much does FirstVet cost?

If you have purchased pet insurance from a FirstVet partner insurer, your video consultations will be 100% free. If you don’t have pet insurance or have it with a non-partner, all US-based consultations are $ 35, including nights, weekends, and days. holidays.

Alternatively, you can sign up for an unlimited FirstVet subscription costing $ 65 for six months or $ 90 for one year. A subscription entitles you to unlimited FirstVet video views at any time.

Obtain health advice on the Internet

While digital veterinary services still have a long way to go before fully replacing face-to-face appointments, they serve a vital role in the pet care market. Services like FirstVet make it easy to get professional advice online and help free up local veterinary services for those who need it in an emergency and in person.

So the next time you’re worried that your dog has eaten something he shouldn’t have eaten, or that your kitten has a weird stain on his chin, you might want to try a digital vet service.


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