Furkin Pet Insurance demystifies pet insurance and helps pet owners choose a policy that fits their needs
Furkin Pet Insurance connects animal lovers and veterinarians to protect the health and well-being of our furry family members. These tips can help demystify pet insurance so you can choose a policy that’s right for you.
TORONTO, ON/ACCESSWIRE/September 12, 2022/ Pet insurance helps save pet owners much of the financial stress that comes with an unfortunate event of illness or injury to a pet. With multiple providers, plans, policies, and prices available, there’s a lot of information to consider when choosing the right pet insurance for your furry family. Here are the main points to consider when choosing the best pet insurance.
Decide on your coverage needs
Each pet is unique, and their breed, age and lifestyle will determine the risk and type of health problems they may experience. The amount of coverage you get differs by company and policy. Take the time to think about the specific ailments your dog or cat is most likely to encounter. Common conditions and services include emergency care, disease treatment, surgery, hospitalization and more.
It is important to carefully read the policy of any pet insurance plan you are considering to understand what is covered and what is not so that you can make an informed decision for you and your pet. of company.
Search policy limits
Each year, you can claim a maximum amount of coverage for pet medical care, known as the “policy limit.” The amount varies by provider, which can range from $500 to unlimited, and it is essential to consider this before purchasing a plan. While an unlimited policy can give you peace of mind for whatever may arise, depending on your situation and that of your pet, you may not need it. It will be up to you whether you want to pay more for a higher limit. Furkin offers healthy annual coverage of $20,000, enough for most accidents and illnesses that may occur in any given year. Even if you can’t foresee an emergency, getting pet insurance allows you to do what’s best for your pet’s health and avoid financial stress.
Understanding Supplier Payments
Insurance companies only reimburse a portion of your pet care costs and you need to know this number before signing up. Many policies cover 50-90%, and Furkin ranks near the top of that range with reimbursement of 80% of your eligible veterinary expenses. The remaining amount is your responsibility, so it is essential to have some funds saved to cover the difference. Remember that the cost of the policy is higher when the insurance reimbursement covers a larger percentage. This information is essential in determining the affordability of your pet insurance policy and the amount you will need to set aside for personal expenses in the event of an emergency.
Clarify deductible and premium payments
Terms such as “premium payments” and “deductible” can be confusing for pet owners, but understanding them is essential. The premium is the cost of the insurance policy and you usually pay this amount monthly. Each company determines premiums based on factors such as where you live, your pet’s age, breed, etc.
Your deductible is the amount you will have to pay before you are eligible for reimbursement of your pet’s medical expenses. For example, if your deductible is $500, that’s the amount you have to pay for your veterinary bills each year before the insurance company starts paying the expenses. If you want a lower deductible, the premiums will be higher. Or, you can choose a higher deductible for a lower premium. Furkin offers three deductible options for cats and dogs so you can choose the one that’s right for you and your family.
Make an online comparison
The vast amount of information online makes it easy to gather information from vendors and compare pros and cons with just a few clicks. When looking for a reliable and caring pet insurance company, keep these helpful questions handy:
What coverage and annual policy limit do I want?
When does coverage start and what are the waiting times?
How to file a complaint? Is there email, phone and chat support?
What is the annual deductible?
What is the company’s reimbursement percentage?
Choose a pet insurance plan specifically for your family
Ultimately, you want coverage that best suits your needs at an affordable price. By carefully planning for contingencies, you can take some of the financial stress out of caring for your pet. Furkin understands that it’s not the most fun part of pet parenting, but understanding the value of pet insurance can give you the peace of mind to focus on the tender care and loving your cat or puppy so they can recover quickly. Our priority is to offer you reliable pet insurance that fits your budget. Furkin is here to help – by phone, email or chat – so you can be protected when you and your pets need it most.
About Furkin Pet Insurance, Inc.
Furkin Pet Insurance offers comprehensive health insurance coverage for domestic dogs and cats. Members receive coverage for unforeseen accidents, illnesses and emergencies and have the flexibility to use any licensed veterinarian in Canada or the United States. Furkin Pet Insurance sets itself apart from other insurers with additional services beyond standard coverage. This includes reimbursement of exam fees and taxes, 24/7 telehealth assistance, and over $3,000 in additional pet parent support benefits each year.
Furkin pet insurance policies are underwritten by Omega General Insurance Company and distributed by Canada Pet Health Insurance Services, Inc. Furkin is available in all Canadian provinces and territories except Quebec. Furkin, the Furkin design, “A healthy blanket for your family” and related words and slogans are trademarks of their respective owners and used under license.
Company name: Furkin Pet Insurance
Contact Name: Alan J. Percal, Managing Director
Phone number: 888-453-1088
E-mail address: [email protected]
Link(s) to website: https://www.furkin.com
THE SOURCE: Furkin Pet Insurance