Lemonade wants to make sure vet bills don’t cripple you with pet insurance starting at $ 10 per month
Almost 7 in 10 households in America own a pet. That’s roughly 85 million homes where a furry, feathered, or even scaled friend reigns supreme. Even with all of those pets running around, it’s estimated that only 2% of dogs and cats living in American families are insured.
It’s not hard to see why. Soaring healthcare costs have made it painful enough to cover members of the human family, not to mention their pets. But the reality is that pet owners who don’t have adequate pet insurance play a potentially expensive game of Russian Roulette if their dog or cat suffers from an unexpected illness or injury.
And given that unexpected pet surgeries can cost anywhere from $ 10,000 to $ 20,000, it’s a huge sword hanging over the head of any anxious pet owner.
Lemonade is a pet insurance option that tries to bypass all of the most traumatic points of having adequate medical coverage in place for your cat or dog. Unlike more traditional pet insurance options, Lemonade is optimized for 2021 pet owners, offering a simple path to coverage that occurs in minutes online, doesn’t require significant paperwork, and can cost as little as $ 10 per month.
Setting up a policy is about as easy as signing up for a newsletter. Through the Lemonade website, moms and dads can enter quick information about their pet’s location, age, and breed. In seconds, Lemonade will tell you the price of the coverage, with most dog and cat policies priced around $ 10 per month. Users can literally initiate a policy faster than the time spent completing this article.
With Lemonade coverage, all of your dog or cat’s primary care needs will be taken care of, including diagnostics, blood tests, x-rays, MRIs and CT scans; procedures such as ambulatory, specialized and emergency care, hospitalization and surgery; and even drugs, including injections or prescription drugs.
Most claims are approved within minutes, as Lemonade uses AI technology to speed up the claims review process. They take a flat fee from every policy, which means the premium money is there for what’s important – your pet’s health and well-being. And Lemonade doesn’t make or lose money based on your bills, so any money left over at the end of the year doesn’t go to Lemonade’s bottom line. The excess goes to causes you choose when you register, including pet aid organizations like PAWS, the Humane Society, and others.
Users can check what it would cost to get coverage for their dog or cat by downloading the Lemonade app or going to the Lemonade website and purchasing a pet insurance policy.