Puppy love can add up, confident or not – Marin Independent Journal
I have never been very good with money.
For the second half of my life, I left it in the hands of professionals I trust who do these kinds of things for a living.
But in the first half of my life, my financial “advisers” advised me to keep spending, which I was perfectly happy to do until they told me I had spent all I had spent. I had, and even more. At that point, my new wife advised them to stop counseling me.
Due to those early years deciding on the spur of the moment how cool it would be to go to Nepal the next day, or happily picking up a check at the French Laundry for a party of 10, I am now one of those who live a good life but maybe stop before attending yacht auctions or private jet vacations.
I am also in the vast majority of those hard hit economically by the limitations caused by the pandemic. To put it another way, my golden years are now silvery at best, and right now, directed towards tin.
My dog Rosie has been the subject of this weekly thread several times in her life, mainly because of her undying kindness and less because of her ability to do simple dog tricks like “come” or “go get”. Better yet, on the spectrum of canine intelligence, Rosie falls somewhere between Snoopy and a swede.
But she sort of got a double dose of the sweet gene, and for that reason she’s darling in this house. She – and those spontaneous first trips to Nepal – can also be directly responsible for my life with food stamps the rest of my life.
Rosie was a rescuer who came to us for a small fee and a warm “Thank you for supporting our efforts” from the Milo Foundation, which does an admirable job providing homes for rescued dogs.
The cost of maintaining this softness, however, has now reached the same crisis point as the national debt. Oddly enough, the dollar amount is about the same.
And that takes into account that this time around we were smart. We got pet insurance for Rosie when she was a puppy and didn’t need it. And then we learned the hard, cold truth: Nationwide is not on your side.
Rosie was diagnosed with diabetes last year and was subsequently a frequent guest at the Pet Emergency & Specialty Center of Marin in San Rafael as we desperately tried to adjust her insulin dosage. We thought, “No problem, we’re insured. “
Let me say this. You could spend the night at the Ritz-Carlton and have enough money to buy a bottle of Dom Perignon for the same price as a night in the pet hospital. And you don’t have to sleep in a cage at the Ritz.
Nationwide Insurance has been kind enough to pay the equivalent of the cost of a night at Motel 6.
Then Rosie went blind from cataracts caused by diabetes, requiring surgery this week to restore her sight. Our crack insurance company was good for $ 1,100 on the $ 7,500 bill.
On Tuesday, she ended up in the pet hospital after a reaction to the anesthesia. This tab is currently around $ 4,000. The insurance company declares that this is a pre-existing condition.
The good news is that my personal health care provider is not nationwide. I have no doubt if that was the case and I needed brain surgery they would gladly pay for a carpenter to come to my house and do what they could with a hammer and a saw. .
So here I am writing checks to save the life of a sweet four legged creature that lives in my house, thinking I had a good time in Nepal, but if I had been a little more thrifty in those days, I might have enough left for this bottle of Dom Pérignon.
Believe me, after this week I need it.
Barry Tompkins is a longtime sports broadcaster who lives in Marin. Contact him at firstname.lastname@example.org